FreeBudget
Budgets, rules, CSV imports and net worth for free; live bank links are the one thing that sends a small bill.
Technical Profile & Specs
verified 2026-08-11
- Cost
- $0 / forever (Free tier / Free tool)
- License
- proprietary, free
- Hosting Model
- Hosted (their cloud)
- Platforms
- mobilewebthey host it
- Installation
- Hosted signup in a browser or installation of its progressive web app
- Where Your Data Lives
- Transactions, budgets, rules, reports, and net-worth records live in FreeBudget's cloud; manual and CSV import/export are available, while linked-account data passes through Plaid when the paid sync option is enabled.
- The Catch / Trade-off
- FreeBudget's free tier omits live bank links and has a narrower API, multi-currency, rules, and transaction-management experience than Lunch Money.
Replaces 3 paid apps
up to $28.98/mo ($348/yr) in subscriptions
FreeBudget FAQ
Common questions
Is FreeBudget free and open source?+
FreeBudget is a free tool that runs on hosted. Budgets, rules, CSV imports and net worth for free; live bank links are the one thing that sends a small bill.
What paid software does FreeBudget replace?+
FreeBudget serves as a free replacement for 3 paid SaaS applications: Lunch Money, Monarch Money, Quicken Simplifi, saving up to $28.98/month ($348/year) in subscription bills.
How do you install and set up FreeBudget?+
Installation: Hosted signup in a browser or installation of its progressive web app.
What is the catch or trade-off with FreeBudget?+
FreeBudget's free tier omits live bank links and has a narrower API, multi-currency, rules, and transaction-management experience than Lunch Money.