KMyMoney
Budgets, investments and cash-flow forecasts on the desktop; delight was not in the KDE requirements.
Technical Profile & Specs
verified 2026-08-11
- Cost
- $0 / forever (Open Source)
- License
- GPL-2.0+
- Hosting Model
- Local (on your machine)
- Platforms
- desktopone-click install
- Installation
- Install a distribution package, Flatpak/AppImage, or the published Windows/macOS desktop build
- Where Your Data Lives
- The normal .kmy file is compressed XML on the user's disk and can be GPG-encrypted; KMyMoney also supports SQL storage and imports such as QIF, OFX, and GnuCash XML.
- The Catch / Trade-off
- KMyMoney's desktop workflow and uneven bank connectivity are much less automatic and polished than Copilot's account aggregation, categorization, subscription detection, and mobile net-worth view.
Replaces 2 paid apps
up to $19.99/mo ($240/yr) in subscriptions
KMyMoney FAQ
Common questions
Is KMyMoney free and open source?+
KMyMoney is an open-source tool licensed under GPL-2.0+ that runs on local. Budgets, investments and cash-flow forecasts on the desktop; delight was not in the KDE requirements.
What paid software does KMyMoney replace?+
KMyMoney serves as a free replacement for 2 paid SaaS applications: Copilot Money, Quicken Classic Deluxe, saving up to $19.99/month ($240/year) in subscription bills.
How do you install and set up KMyMoney?+
Installation: Install a distribution package, Flatpak/AppImage, or the published Windows/macOS desktop build.
What is the catch or trade-off with KMyMoney?+
KMyMoney's desktop workflow and uneven bank connectivity are much less automatic and polished than Copilot's account aggregation, categorization, subscription detection, and mobile net-worth view.