Head-to-Head Comparison · Alternative to Dext · 🧾 finance & accounting
Dext vs Wealthfolio
Wealthfolio is a simple, secure desktop app for tracking investments and managing your wealth without compromising data privacy. Here is how Wealthfolio ($0/mo open source) stacks up against Dext ($15/mo) across cost, hosting, data privacy, and real-world trade-offs.
Wealthfolio is a verified AGPL-3.0-licensed open-source replacement for Dext. Switching from Dext ($15/mo) saves $180/yr per solo seat, or $900/yr for a 5-person team. Deployment: Runs on Self-host.
The catch: Wealthfolio cannot match Copilot's turnkey US account and card aggregation, automatic categorization, transaction cleanup, and consistently polished mobile-first daily-money workflow without paid sync.
Wealthfolio
$0.00/mo · AGPL-3.0
Dext vs Wealthfolio Specifications
facts verified 2026-11-07
| Dimension | Dext (Paid) | Wealthfolio (Replacement) |
|---|---|---|
| Monthly Price | $15 / mo | $0 / mo |
| 1-Year Cost (1 seat) | $180 / yr | $0 / yr (Save $180) |
| 1-Year Cost (5 seats) | $900 / yr | $0 / yr (Save $900) |
| 1-Year Cost (10 seats) | $1,800 / yr | $0 / yr (Save $1,800) |
| Source & License | Proprietary SaaS | open source AGPL-3.0 |
| Where It Runs | Vendor Cloud | Self-host (your server) |
| Platforms | Web / Cloud | desktopmobilewebself-hostedone-click install |
| GitHub Stars | — | ★ 9.3k (active nov 2026) |
Deep Dive: Switching from Dext to Wealthfolio
Trade-offs, installation & data architecture
What you trade away
Wealthfolio cannot match Copilot's turnkey US account and card aggregation, automatic categorization, transaction cleanup, and consistently polished mobile-first daily-money workflow without paid sync.
How to deploy Wealthfolio
Native desktop or iOS app, or the official Docker image/Compose deployment for web mode
What it takes to run
Deploy via Docker or binary release from GitHub and configure environment variables.
Where your data lives
Desktop and self-hosted modes use a local SQLite database (the web server exposes a configurable app.db path); optional Wealthfolio Connect and encrypted device sync send selected holdings/account data through the vendor service.
Why fork Wealthfolio instead of vibe-coding a Dext clone?
Instead of paying recurring SaaS fees for Dext or rebuilding it from scratch, deploy one of the 8 battle-tested open-source alternatives like Akaunting.
Dext vs Wealthfolio FAQ
Is Wealthfolio a good free alternative to Dext?+
Yes. Wealthfolio is a verified open-source (AGPL-3.0) replacement for Dext. Wealthfolio is a simple, secure desktop app for tracking investments and managing your wealth without compromising data privacy.
What is the catch when switching from Dext to Wealthfolio?+
Wealthfolio cannot match Copilot's turnkey US account and card aggregation, automatic categorization, transaction cleanup, and consistently polished mobile-first daily-money workflow without paid sync.
How much do you save switching from Dext to Wealthfolio?+
Dext costs $15/mo ($180/yr) per seat, whereas Wealthfolio is $0/mo. Switching saves $180/yr for a solo user, $900/yr for a 5-person team, and $1,800/yr for a 10-person team.
How do I install or self-host Wealthfolio instead of Dext?+
Install: Native desktop or iOS app, or the official Docker image/Compose deployment for web mode. Setup: Deploy via Docker or binary release from GitHub and configure environment variables.
