Head-to-Head Comparison · Alternative to Mint · 🛠️ dev tools
Mint vs Wealthfolio
Wealthfolio is a simple, secure desktop app for tracking investments and managing your wealth without compromising data privacy. Here is how Wealthfolio ($0/mo open source) stacks up against Mint ($25/mo) across cost, hosting, data privacy, and real-world trade-offs.
Wealthfolio is a verified AGPL-3.0-licensed open-source replacement for Mint. Switching from Mint ($25/mo) saves $300/yr per solo seat, or $1,500/yr for a 5-person team. Deployment: Runs on Self-host.
The catch: Wealthfolio cannot match Copilot's turnkey US account and card aggregation, automatic categorization, transaction cleanup, and consistently polished mobile-first daily-money workflow without paid sync.
Wealthfolio
$0.00/mo · AGPL-3.0
Mint vs Wealthfolio Specifications
facts verified 2026-11-07
| Dimension | Mint (Paid) | Wealthfolio (Replacement) |
|---|---|---|
| Monthly Price | $25 / mo | $0 / mo |
| 1-Year Cost (1 seat) | $300 / yr | $0 / yr (Save $300) |
| 1-Year Cost (5 seats) | $1,500 / yr | $0 / yr (Save $1,500) |
| 1-Year Cost (10 seats) | $3,000 / yr | $0 / yr (Save $3,000) |
| Source & License | Proprietary SaaS | open source AGPL-3.0 |
| Where It Runs | Vendor Cloud | Self-host (your server) |
| Platforms | Web / Cloud | desktopmobilewebself-hostedone-click install |
| GitHub Stars | — | ★ 9.3k (active nov 2026) |
Deep Dive: Switching from Mint to Wealthfolio
Trade-offs, installation & data architecture
What you trade away
Wealthfolio cannot match Copilot's turnkey US account and card aggregation, automatic categorization, transaction cleanup, and consistently polished mobile-first daily-money workflow without paid sync.
How to deploy Wealthfolio
Native desktop or iOS app, or the official Docker image/Compose deployment for web mode
What it takes to run
Deploy via Docker or binary release from GitHub and configure environment variables.
Where your data lives
Desktop and self-hosted modes use a local SQLite database (the web server exposes a configurable app.db path); optional Wealthfolio Connect and encrypted device sync send selected holdings/account data through the vendor service.
Why fork Wealthfolio instead of vibe-coding a Mint clone?
Instead of paying recurring SaaS fees for Mint or rebuilding it from scratch, deploy one of the 11 battle-tested open-source alternatives like Maybe.
Mint vs Wealthfolio FAQ
Is Wealthfolio a good free alternative to Mint?+
Yes. Wealthfolio is a verified open-source (AGPL-3.0) replacement for Mint. Wealthfolio is a simple, secure desktop app for tracking investments and managing your wealth without compromising data privacy.
What is the catch when switching from Mint to Wealthfolio?+
Wealthfolio cannot match Copilot's turnkey US account and card aggregation, automatic categorization, transaction cleanup, and consistently polished mobile-first daily-money workflow without paid sync.
How much do you save switching from Mint to Wealthfolio?+
Mint costs $25/mo ($300/yr) per seat, whereas Wealthfolio is $0/mo. Switching saves $300/yr for a solo user, $1,500/yr for a 5-person team, and $3,000/yr for a 10-person team.
How do I install or self-host Wealthfolio instead of Mint?+
Install: Native desktop or iOS app, or the official Docker image/Compose deployment for web mode. Setup: Deploy via Docker or binary release from GitHub and configure environment variables.
